Keep Would-Be Thieves from Curbing your Christmas Joy

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There are 13 item(s) tagged with the keyword "insurance".

Displaying: 1 - 10 of 13

1. Evaluate Your Ministry's Fire Safety Plan

With the holiday season right around the corner, it’s wise for ministries to evaluate their fire safety plan. Whether your ministry is hosting a holiday party, prepping treats for charity, or running a community kitchen, make sure you’re well-prepared with these tips.

Tags: ministry, insurance, volunteers, emergency, fire safety
2. School is Back in Session

As school is back in session, it’s important to make sure your school is equipped with the correct safety procedures. Thinking about your school’s physical security as a series of layers can help you find gaps in your plan. Transportation and volunteers are just two important aspects of your school safety plan to think about.

Tags: ministry, protection, insurance, volunteers, transportation, child safety
3. Shepherding Ministries in a Time of Change

Shepherding Ministries in a Time of Change

 

 

Anyone who turns on the news, flips through a magazine, or browses the web can see that American society and culture are experiencing rapid transitions. Some ministries have valid concerns that issues surrounding societal shifts may expose them to negative publicity, governmental scrutiny, or litigation.

 

The questions become: when and how can ministries operate within their deeply held religious beliefs when they may conflict with others’ rights?

 

Employees in nearly all organizations, secular or religious, can sue their employer because of the employment-related decisions the employer makes. The U.S. Constitution, however, affords ministries certain protection for decisions that ministry leaders make based on their religious beliefs (belief-based decisions).

 

Before getting into specific issues, it’s important to consider steps to help protect your ministry’s beliefs. These steps include updating ministry documents to include sincerely held beliefs, considering how your ministry will respond to issues and requests that may not align with its values, and consulting with a local attorney:

 

·      Update your governing documents (i.e., bylaws or constitution) – Pointing to an institution’s governing documents is one of the easiest ways to show that it is acting in accordance with its beliefs when challenged.

·      Update your operational documents – It’s good practice to weave your ministry’s purpose and beliefs throughout your written policies and procedures.

·      Consult with a local counsel – When revising organizational documents, policies, and procedures, ministry leaders should involve a local attorney.

 

To help protect your ministry, Brotherhood Mutual offers a Religious Freedom Protection Coverage. Additionally, Brotherhood Mutual has created a white paper {link} resource addressing current landscape and trends, lawsuits and threats, potential solutions and protections, and insurance considerations. Contact your American Church Group agent today to learn more about this coverage.

Tags: ministry, protection, religious freedom, insurance
4. Are You Covered If You're Injured Overseas?

Recently, we learned about two major overseas incidents involving pastors on mission trips. The first incident involved a pastor being hit by a motorcycle while running. The second was a bus accident involving two pastors. The runner and one of the two bus passengers sustained extensive injuries.

Tags: missions, insurance
5. Off-Site Youth Activities

Snow skiing. Camping. Whitewater rafting. A youth group trip can give students an exciting diversion from their weekly routines, as well as an opportunity to strengthen healthy friendships. Off-site activities may challenge your students to step outside of their comfort zones a bit, but this can bring about a positive result.

Tags: youth, insurance, safety
6. Has Your Church Completed a Personal Property Inventory?

Completing a personal property inventory of your church or ministry could be one of the wisest activities you can pursue. If disaster strikes and you file an insurance claim, you may need an inventory highlighting damaged items.

Tags: claims, coverage, insurance, property
7. Ministries Can Take Steps to Protect their Beliefs

Issues related to sexual orientation and gender identity (SOGI) laws have received a great deal of media and government attention since the 2015 Supreme Court decision on same-sex marriage. As a result, many ministry leaders have questions about what the law requires and how they can accommodate LGBTQ* individuals without compromising their religious beliefs.

Tags: coverage, protect, directors and officers, liability, damages, liability, insurance, protect, religious freedom
8. If You Build It, Risks Will Come

Any renovation, construction, or addition project at your church introduces new liability risks. Before engaging in any project, determine whether your ministry, a contractor, or some other party is taking responsibility for these risks, secure documented evidence of this arrangement, and make certain that all insurance policies involved provide adequate coverage.

Tags: coverage, liability, building, risk, insurance
9. How to Report a Claim

What would you do if a windstorm damaged the roof of your church or a child tripped over an unsecured cord and injured his elbow? Do you know how to report a claim?

Tags: damages, insurance, claims
10. Understanding Your Property-Casualty Insurance Policy

Insurance doesn’t have to be complicated and confusing. Learning a few terms can help you develop a better grasp of what characterizes a typical ministry’s insurance policy.

Tags: coverage, insurance, liability, preparing for insurance meeting, property, protect

Displaying: 1 - 10 of 13